8 quakes @ FREE
10 angel soft @ FREE
6 Ice Mountain 3-liters @ $1
paid $6.25
saved $33 something
84%
Tuesday, April 28, 2009
Thursday, April 23, 2009
end-of-sale rush 4/22
There are several staples that are just plain cheaper at sam's.
Barring amazing sales, of course -- which we haven't been having.
Pineapple: 2.88
6pk Romaine: 4:14 (but maybe 3.99 at meijer? i didn't look)
Rotisserie Chicken: 4.97
2 liters olive oil: 14.87 (of course meijer has classico BOGO this week *sigh*)
36 double rolls TP: 14.88
30-pk water: 3.76 (that's 12.5 cents each. $3.50 is a good 24-pk sale price @ 14.5 cents each. savings of .02 times 30 bottles is .60 saved)
5# ground turkey: 9.82 (3.99# at store, so i saved 10.13)
6 ripe sweet peppers: 6.86
total spent: 70.42
saved 10.73 that i know of
MEIJER
trip 1
spent 27.14
saved 41.18
trip 2
spent 4.40
saved 36.16
29 vitamin waters @ .12 (averaging in the cost of q's, because some were purchased online)
6 ragu @ .67
6 riceland 2# @ 1.16
8 blackberries @ $1 yum!
cukes @ .77
white hot dog buns @ $1
and a couple other things not on sale
of course i also had to spend $44 on printer ink & safety stuff for my son's bike while i was there..
SPENT $101.96
SAVED $ 88.07
My weekly spending average is creeping up there -- i must be vigilant!! actually the sales this new week are atrocious, so i'll save a lot by virtue of that alone. kroger has free quakes and toilet paper if my q's ever arrive (jeez, glad i didn't wait!!); meijer has chex mix and i may have a few q's left; really we're set though, unless maybe produce & milk towards mid-week.
Barring amazing sales, of course -- which we haven't been having.
Pineapple: 2.88
6pk Romaine: 4:14 (but maybe 3.99 at meijer? i didn't look)
Rotisserie Chicken: 4.97
2 liters olive oil: 14.87 (of course meijer has classico BOGO this week *sigh*)
36 double rolls TP: 14.88
30-pk water: 3.76 (that's 12.5 cents each. $3.50 is a good 24-pk sale price @ 14.5 cents each. savings of .02 times 30 bottles is .60 saved)
5# ground turkey: 9.82 (3.99# at store, so i saved 10.13)
6 ripe sweet peppers: 6.86
total spent: 70.42
saved 10.73 that i know of
MEIJER
trip 1
spent 27.14
saved 41.18
trip 2
spent 4.40
saved 36.16
29 vitamin waters @ .12 (averaging in the cost of q's, because some were purchased online)
6 ragu @ .67
6 riceland 2# @ 1.16
8 blackberries @ $1 yum!
cukes @ .77
white hot dog buns @ $1
and a couple other things not on sale
of course i also had to spend $44 on printer ink & safety stuff for my son's bike while i was there..
SPENT $101.96
SAVED $ 88.07
My weekly spending average is creeping up there -- i must be vigilant!! actually the sales this new week are atrocious, so i'll save a lot by virtue of that alone. kroger has free quakes and toilet paper if my q's ever arrive (jeez, glad i didn't wait!!); meijer has chex mix and i may have a few q's left; really we're set though, unless maybe produce & milk towards mid-week.
Wednesday, April 15, 2009
More Meijer
3 Transactions:
6 Breyer's ice creams
12 boxes Triscuits
6 ziploc bags
3 mccormick's grinders
1 bag apples
(not on sale -- do i have to count them? LOL)
spent 20.24, saved 40.28
spent 2.30, saved 8.74
spent 1.21, saved 8.89
SPENT: 23.75 (it would've been just under $20 without the apples!)
SAVED: 57.91
i have tons more mccormick's coupons,
but they're not going thru
and giving me headaches
and i'm done with them!
6 Breyer's ice creams
12 boxes Triscuits
6 ziploc bags
3 mccormick's grinders
1 bag apples
(not on sale -- do i have to count them? LOL)
spent 20.24, saved 40.28
spent 2.30, saved 8.74
spent 1.21, saved 8.89
SPENT: 23.75 (it would've been just under $20 without the apples!)
SAVED: 57.91
i have tons more mccormick's coupons,
but they're not going thru
and giving me headaches
and i'm done with them!
Tuesday, April 14, 2009
Meijer & Kroger
Meijer Organic Rice Milk is on sale 3/$5 !!! Mental note: get more when i return tomorrow!
MEIJER
6 french's mustard FREE plus cats!
1 bob's flax meal (not on sale)
1 drain cleaner (not on sale)
1 apricot preserves (on sale but still $3.50 -- i was flustered by the man who yelled at me because his 7yo son walked backards into my stopped cart -- WTF??!!)
8 nestle chocolate chips @ .88
1 mccormick's peppercorn grinder FREE plus overage!!
3 organic rice milk $5 killer deal, dh takes this in the truck to drink w/ a power shake mix.
spent 25.41 & got $3 to use on next order
saved 29.49
KROGER
spent 61.52 on CHEESE!! LOL (and 2 burt's bees lip balms on clearance for .99 each)
saved 136.60
plus the man in front of me used my card, so i got his fuel points :D
and taught him about it, so maybe he'll be able to start saving that $$ too.
i went over on my budget, and am not done yet, but for $85 i've maybe got enough cheese to get me thru the summer!
returning to meijer tomorrow for
6 breyer's
6 mccormick's -- print 4 mealboxes
1 more mustard
12 box triscuit
16 box artisan wheat thins
3 ziploc expandables
20?? ziploc bags -- surely i won't be getting this many; need to decide how many mealboxes to print.
total so far
spent 86.93 (and $15 in gas)
saved 166.09
MEIJER
6 french's mustard FREE plus cats!
1 bob's flax meal (not on sale)
1 drain cleaner (not on sale)
1 apricot preserves (on sale but still $3.50 -- i was flustered by the man who yelled at me because his 7yo son walked backards into my stopped cart -- WTF??!!)
8 nestle chocolate chips @ .88
1 mccormick's peppercorn grinder FREE plus overage!!
3 organic rice milk $5 killer deal, dh takes this in the truck to drink w/ a power shake mix.
spent 25.41 & got $3 to use on next order
saved 29.49
KROGER
spent 61.52 on CHEESE!! LOL (and 2 burt's bees lip balms on clearance for .99 each)
saved 136.60
plus the man in front of me used my card, so i got his fuel points :D
and taught him about it, so maybe he'll be able to start saving that $$ too.
i went over on my budget, and am not done yet, but for $85 i've maybe got enough cheese to get me thru the summer!
returning to meijer tomorrow for
6 breyer's
6 mccormick's -- print 4 mealboxes
1 more mustard
12 box triscuit
16 box artisan wheat thins
3 ziploc expandables
20?? ziploc bags -- surely i won't be getting this many; need to decide how many mealboxes to print.
total so far
spent 86.93 (and $15 in gas)
saved 166.09
Sunday, April 12, 2009
happy finances!
**nice big stretch** aaaahhhhhhhhh!!!!!!!
I just finished a little spring-cleaning in my online bill-pay realm, and am feeling pretty pleased!
When we refi'd a couple years ago, we set back some of the money for home improvements. Most has been spent, but a little over a thousand has been sitting in a non-interest-bearing account for over a year, waiting to be used, nagging at the back of my brain.
Well, DH now has a job where he's only home 4 days a month. How probable is it that i'm going to up and start a $1000 home improvement project on my own? Yeah. So after reading an article today at No Debt Plan, I decided to roll that money into our (until now) tiny, insignificant, growing-at-stalactite-speed, money market emergency fund. The one i'd so optimistically set up last year. Then I closed out the "home improvement" account, thus tidying up the realm a bit.
YAY!!!!!!!!!!!! Now there's enough to meet *almost* 2 mortgage payments. Or all the bills for one month. Not much, but a start! :D
But wait -- there's more! This month, the account i pay bills from seems to have more money than usual. I think there was an extra pay week in March -- we get paid on mondays. Oh! and i'm just remembering, we paid my car off in february, so there's an extra $50/month as well!
First, I paid the last $40 on my son's choir account -- that was a no-brainer, and now it's done for the year.
There are also 4 credit cards with balances. We owe 4 digits on one, but the other 3 are each well under $500. I've been paying $20-50/month on each one, depending on how tight things were. A bill arrived for one just the other day, which is what got me wondering in the first place whether i should put that home improvement money into the emergency fund or pay off the debt with it. Well, I paid off that $200, 20% interest card this morning!
And I'm trying to type that next month i'll pay off the HSBC card, but i really think it carries a $75 annual fee that gets charged in May. I'd like to just close that sucker out right now! I know it sounds insane to even consider keeping it, but it was for purposes of rebuilding credit and at the time was worth $75/year. Well it's my husband's... i'll check with him.
Now i'm wondering, since the point of having these sucky cards was to rebuild credit, if i shouldn't leave a little bit on them? like, $30? or use them for groceries and then pay off? anyone know????
I also learned that i can create nicknames for my payees, so i called these guys PAID and noted the interest rates that i had on hand. I'll update the rest as the bills come in next month.
Now I'll have the $50 from my car payment and the $50 from the credit card that i can put onto the HSBC card next month, which will pay it off! Then in June, i'll have the same $100 plus the $30 from HSBC that i can put onto the Chase card... that should finish it by July! Then i'll have $130 from the first 3 cards, plus another $30 from the chase card which will be $160 that i can throw at the big-balance card til it's done.
YAY!!!!!
oh hey -- in addition, i've been paying an extra $120 or so on the mortgage principal. I could even drop to normal mortgage payments for a bit, just to get the last card paid off.. at $400/month payments it'd be done before the end of the year! sooner really, because that doesn't take into account the smaller may-june-july payments. Also, there are extra pay weeks coming again in june, august, and november!! that's an extra $500 for bills in each of those months! Well, the one in november can cover the time DH is going to want to take off work for our Family Christmas Boycott at Great Wolf Lodge!! :)
Finances in our home are definitely looking up!!!! :D
I just finished a little spring-cleaning in my online bill-pay realm, and am feeling pretty pleased!
When we refi'd a couple years ago, we set back some of the money for home improvements. Most has been spent, but a little over a thousand has been sitting in a non-interest-bearing account for over a year, waiting to be used, nagging at the back of my brain.
Well, DH now has a job where he's only home 4 days a month. How probable is it that i'm going to up and start a $1000 home improvement project on my own? Yeah. So after reading an article today at No Debt Plan, I decided to roll that money into our (until now) tiny, insignificant, growing-at-stalactite-speed, money market emergency fund. The one i'd so optimistically set up last year. Then I closed out the "home improvement" account, thus tidying up the realm a bit.
YAY!!!!!!!!!!!! Now there's enough to meet *almost* 2 mortgage payments. Or all the bills for one month. Not much, but a start! :D
But wait -- there's more! This month, the account i pay bills from seems to have more money than usual. I think there was an extra pay week in March -- we get paid on mondays. Oh! and i'm just remembering, we paid my car off in february, so there's an extra $50/month as well!
First, I paid the last $40 on my son's choir account -- that was a no-brainer, and now it's done for the year.
There are also 4 credit cards with balances. We owe 4 digits on one, but the other 3 are each well under $500. I've been paying $20-50/month on each one, depending on how tight things were. A bill arrived for one just the other day, which is what got me wondering in the first place whether i should put that home improvement money into the emergency fund or pay off the debt with it. Well, I paid off that $200, 20% interest card this morning!
And I'm trying to type that next month i'll pay off the HSBC card, but i really think it carries a $75 annual fee that gets charged in May. I'd like to just close that sucker out right now! I know it sounds insane to even consider keeping it, but it was for purposes of rebuilding credit and at the time was worth $75/year. Well it's my husband's... i'll check with him.
Now i'm wondering, since the point of having these sucky cards was to rebuild credit, if i shouldn't leave a little bit on them? like, $30? or use them for groceries and then pay off? anyone know????
I also learned that i can create nicknames for my payees, so i called these guys PAID and noted the interest rates that i had on hand. I'll update the rest as the bills come in next month.
Now I'll have the $50 from my car payment and the $50 from the credit card that i can put onto the HSBC card next month, which will pay it off! Then in June, i'll have the same $100 plus the $30 from HSBC that i can put onto the Chase card... that should finish it by July! Then i'll have $130 from the first 3 cards, plus another $30 from the chase card which will be $160 that i can throw at the big-balance card til it's done.
YAY!!!!!
oh hey -- in addition, i've been paying an extra $120 or so on the mortgage principal. I could even drop to normal mortgage payments for a bit, just to get the last card paid off.. at $400/month payments it'd be done before the end of the year! sooner really, because that doesn't take into account the smaller may-june-july payments. Also, there are extra pay weeks coming again in june, august, and november!! that's an extra $500 for bills in each of those months! Well, the one in november can cover the time DH is going to want to take off work for our Family Christmas Boycott at Great Wolf Lodge!! :)
Finances in our home are definitely looking up!!!! :D
Friday, April 10, 2009
Kroger today
2 trips
stocked up on 1.25 butter and .99 cheese
(can you believe it??!!)
and found a KILLER shrimp deal:
normally $7.99 seapak breaded shrimp (not the popcorn ones)
were marked down to 2.99!!! -- AND i had coupons!
so i bought 8 @ 2.49 :)
also found a burt's bees body kit marked down to 2.99 from 12.99!
...got 8 duncan hines cake mixes for .30 each;
the 8 q's all doubled without any problems!
spent $76
saved $123
my son's even proud of me ;)
stocked up on 1.25 butter and .99 cheese
(can you believe it??!!)
and found a KILLER shrimp deal:
normally $7.99 seapak breaded shrimp (not the popcorn ones)
were marked down to 2.99!!! -- AND i had coupons!
so i bought 8 @ 2.49 :)
also found a burt's bees body kit marked down to 2.99 from 12.99!
...got 8 duncan hines cake mixes for .30 each;
the 8 q's all doubled without any problems!
spent $76
saved $123
my son's even proud of me ;)
Thursday, April 9, 2009
Meijer tonight
6 transactions.....
got paid to take 8 mccormick's grinders and 10 french's mustards!!!
10 ziplock containers @ .50
8 pillsbury brownies @ .63
6 miracle whip @ 1.50, which is about the best it ever gets
10 triscuits @ 1.17
4 artisian wheat thins @ .83
20 lg cans of dole pineapple @.50
5 (2#) velveeta @2.49
also got lemons for a school project,
one fizzy-water for me!
and cucumbers 2.64
17 BAGS OF GROCERIES....
spent 60.43
saved 141.90
got paid to take 8 mccormick's grinders and 10 french's mustards!!!
10 ziplock containers @ .50
8 pillsbury brownies @ .63
6 miracle whip @ 1.50, which is about the best it ever gets
10 triscuits @ 1.17
4 artisian wheat thins @ .83
20 lg cans of dole pineapple @.50
5 (2#) velveeta @2.49
also got lemons for a school project,
one fizzy-water for me!
and cucumbers 2.64
17 BAGS OF GROCERIES....
spent 60.43
saved 141.90
Tuesday, April 7, 2009
Week 14: walmart & the health food store LOL
8 kraft salad dressings
6 vitamin waters
total spent: $.64
saved: $18
(not counting the non-food items which were the actual purpose of the trip..)
and WEDS
i hit the health food store
for other purposes
but ended up getting food:
3 simmer sauces from thai kitchen
1.70 each! good price i thought.
$5.10
rounding up to $6 for the sea salt
6 vitamin waters
total spent: $.64
saved: $18
(not counting the non-food items which were the actual purpose of the trip..)
and WEDS
i hit the health food store
for other purposes
but ended up getting food:
3 simmer sauces from thai kitchen
1.70 each! good price i thought.
$5.10
rounding up to $6 for the sea salt
Wednesday, April 1, 2009
ugh stupid emergency kroger stop
i needed cranberry juice, so we stopped at kroger on the way home, without having eaten.
sigh.
$13.18 later, we had a completely junky dinner to take home with us. but i had my juice, and that was important -- and $4 of the expense!
8 pc fried chicken: $5
cheetos: $2.70
cranberry "nectar": 4.19
candy bar: .89
spent 13.18
"saved" 2.50
but i was reimbursed for the candy bar...
so i suppose "supper" cost 7.70. we could've almost done that at rally's............ the worst part is, i have a fridge FULL of stuff we could've pulled together quickly.
this grocery stop is almost worthy of failblog.
sigh.
$13.18 later, we had a completely junky dinner to take home with us. but i had my juice, and that was important -- and $4 of the expense!
8 pc fried chicken: $5
cheetos: $2.70
cranberry "nectar": 4.19
candy bar: .89
spent 13.18
"saved" 2.50
but i was reimbursed for the candy bar...
so i suppose "supper" cost 7.70. we could've almost done that at rally's............ the worst part is, i have a fridge FULL of stuff we could've pulled together quickly.
this grocery stop is almost worthy of failblog.
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